We are borrowing more and more from banks
At the end of April of this year, the total debt for unpaid bank loans in Serbia stood at 2,958 billion dinars and was 12.2% higher than a year earlier, while this Debt increased by 1.4% in just one month, according to the report of the Credit Bureau of the Association of Banks of Serbia.
Citizens owe 1.233 billion dinars on the basis of loans, including 579 billion in cash loans, and 497 billion in housing loans and housing renovation and adaptation loans.
Household debt increased by 14.2% in one year and by 1.1% compared to the previous month.
In one year, the retail consumer loans granted increased by more than a quarter, and at the end of April, they amounted to 17.5 billion dinars.
Companies owe a total of 1,660 billion dinars in bad loans, an increase of 10.5% in one year, while owners of small businesses are in debt of 64.9 billion dinars, or 22% more than ‘one year ago.
3.5% of corporate clients and 2.2% of retail clients are in arrears with their loan payments.
Compared to the situation of a year ago, the late payment has decreased by 0.7%, and compared to last month, by 0.1%.
At the end of April, 5.4 million people in Serbia took out some kind of loan, and there are 7.8 million current accounts opened.
The authorized overdraft amount was 43.4 billion dinars, or 7.2% less than a year ago, and the number of overdue current accounts is also lower.
During this period, the number of overdue credit card bills was nearly 60,000, up 12.4% from a year earlier.
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