Georgia Farm Bureau Insurance Review 2021
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- Offers some of the cheapest average auto insurance rates in Georgia.
- Unless the expected number of complaints to state regulators relative to its size for auto and home insurance.
- Requires membership in the Farm Bureau, which is open to everyone.
In Georgia, Farm Bureau insurance may be a good choice for you, even if your only connection to farming is what’s on your plate.
A $ 35 annual Farm Bureau membership fee gives you access to some of the The cheapest auto insurance rates in Georgia, on average, plus home insurance and other benefits.
Although Farm Bureau insurance is available in many states, Georgia Farm Bureau Insurance policies are only available in the state of Peach. Georgia Farm Bureau Insurance is one of 20 insurance companies affiliated with Farm Bureau, many of which operate in a single state.
” MORE: How Farm Bureau Insurance Works
Georgia Farm Bureau Auto Insurance
Georgia Farm Bureau auto insurance received 3.5 out of 5 stars for its overall performance. NerdWallet ratings are determined by our editorial team. The scoring formula takes into account prices and discounts, ease of filing a claim, website transparency, financial strength, complaint data from the National Association of Insurance Commissioners, etc.
For many drivers, Georgia Farm Bureau Insurance offers some of the lowest average prices in the state, according to NerdWallet’s multiple annual rate analyzes. Even after factoring in Farm Bureau membership fees, rates are typically hundreds of dollars a year cheaper than the state average.
Georgia Farm Bureau Auto Insurance Discounts
Georgia Farm Bureau auto insurance policyholders may be eligible for discounts for:
- Safe driving.
- Driver training.
- Insure several cars.
- Grouping of auto and home coverage.
- Good grades, if the policy covers a student.
- Pay your premium in full.
- Safety and security features of the car such as anti-lock brakes, anti-theft devices or passive restraints.
” MORE: 8 ways to get the cheapest auto insurance possible
Georgia Farm Bureau Auto Insurance Coverage Options
Georgia Farm Bureau Insurance has limited information on its website about its auto insurance coverage options. However, according to our pricing analysis, the company offers standard features such as liability insurance as well as optional add-ons like full coverage and collision.
Roadside assistance is included through a partner company, Road America Motor Club, a subsidiary of Mapfre. Accident forgiveness is also available.
” MORE: Best Cheap Car Insurance in Georgia
Georgia Farm Bureau Home Insurance
Georgia Farm Bureau Insurance homeowner policies may include options such as:
- Mechanical breakdown cover.
- Home business insurance.
- Coverage for hobby farms.
- Additional coverage for valuables like jewelry, furs and guns.
Georgia Farm Bureau Complaints
Georgia Farm Bureau has had less than the expected number of complaints to state regulators for its size for homeowners and auto insurance, according to three years of data from the National Association of Insurance Commissioners.
Learn more about Georgia Farm Bureau Insurance
In addition to home and auto policies, you can get several other types of coverage through Georgia Farm Bureau Insurance, including:
- Tenant insurance.
- Condominium insurance.
- Agricultural insurance.
- Life insurance through Southern Farm Bureau Life, an affiliate that operates in 11 states.
Georgia Farm Bureau members may also qualify to purchase:
- Dental insurance from Delta Dental.
- Medicare supplemental insurance through Tennessee Rural Health.
- Preventive health screening through lifeline screening.
- Telemedicine services via Teladoc.
- Health insurance for small businesses, including sole proprietors, through the anthem of the Blue Cross and the Blue Shield of Georgia.
Georgia Farm Bureau offers discounts on prescription drugs, LASIK eye surgery, air ambulance service, hearing aids, and other products and services.
Website: The Georgia Farm Bureau Insurance website allows you to find an agent, get a quote, make premium payments, and report a claim. It contains very few details of the policy options and refers you to a local Farm Bureau agent.
Mobile app: On your mobile device, you can pay bonuses, initiate a claim and check its status. You can also connect with an agent, view your policy information, and call roadside assistance.
Automobile insurance rating methodology
NerdWallet auto insurance ratings reward businesses for their customer-centric features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints, website transparency, and accessibility. Using our editorial discretion, we are also considering customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare multiple insurance quotes to find the best rate for you. NerdWallet does not receive any compensation for reviews. Read our editorial guidelines.
Methodology of insurer complaints
NerdWallet reviewed complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2016-18. To assess how insurers stack up against each other, the NAIC annually calculates a complaints index for each subsidiary, measuring its share of total complaints relative to its size, or the share of total premiums in the industry. To assess a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by each subsidiary’s market share, over the three-year period. The ratios are determined separately for auto, home (including renters and condominiums) and life insurance.