Credit card reviews – NerdWallet
Most or all of the products presented here come from our partners who pay us. This can influence which products we write about and where and how the product appears on a page. However, this does not influence our ratings. Our opinions are ours.
NerdWallet’s credit card experts have reviewed nearly every major card on the market, as well as some noteworthy products from smaller issuers. Follow the links below for reviews of over 150 cards.
- ★★★★★ 5.0 stars – best-in-class cards.
- ★★★★ 4.0-4.9 – cards that offer good to excellent overall value.
- 3.0 to 3.9 – cards with good value in specific situations or for specific users.
- ★★ 2.0 to 2.9 – cards that offer less than standard value for most users, although some may find them useful.
- ★ 1.0 to 1.9 – cards that offer low value and should be avoided.
Using ratings when comparing: When one card has a higher rating than another, it means that the card will generally offer more value to more users in more situations. But the lower rated card might actually be a better choice for you, more precisely, according to your priorities. Full reviews provide context for the reviews.
Cash Back Credit Card Reviews
Cash Back Cards offer quick savings and easy-to-redeem rewards. Some pay a flat rate on all purchases, while others pay higher rewards in certain categories, such as gasoline or groceries.
Lump sum cash back cards
Information about the US Bank Cash 365 ™ American Express® Card was collected by NerdWallet and was not provided or reviewed by the issuer of this card
Cash back cards with bonus categories
Travel Credit Card Reviews
If you’re a wanderer but don’t want to declare your loyalty to just one airline or hotel chain, these credit cards let you redeem rewards your way. Say goodbye to blackout dates.
Information about the Citi Premier® Card and the Citi Prestige® Card was collected by NerdWallet and was not provided or reviewed by the issuer of these cards.
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Low interest balance transfer and card reviews
Save big on interest charges by transferring debt to a card with an introductory 0% APR, placing large purchases on a 0% card, or using a card with a low current interest rate.
Information about the Amex EveryDay® Credit Card and the Wells Fargo Platinum Card was collected by NerdWallet and was not provided or reviewed by the issuers of these cards.
Airline Credit Card Reviews
If you regularly fly on a particular airline, carrying your branded credit card can earn you miles and unlock loyalty benefits, including free checked baggage for you and perhaps others traveling with it. you.
Information about the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, the United℠ TravelBank Card and the JetBlue Card was collected by NerdWallet and was not provided or reviewed by the issuers of these cards.
Air cards for business travel
Hotel credit card reviews
With a branded credit card from your preferred hotel group, you can earn points for your next stay with every dollar spent. The best cards can give you free nights each year, room upgrades, loyalty status, and other perks.
Information about the IHG® Rewards Club Traveler Credit Card was collected by NerdWallet and was not provided or reviewed by the issuer of this card.
Hotel cards for business trips
Small Business Credit Card Reviews
Whether you run a storefront or just have a side business, these cards can help you separate your business and personal finances. Some offer rewards and perks that rival or surpass even the best consumer cards.
* TYPES OF CARDS: Cash Back cards return a percentage of each purchase as cash, which cardholders typically exchange for a credit on their balance. Trip the cards earn points which are generally the most valuable when used for travel purchases, although you may have other redemption options. Funding the cards may not offer traditional rewards, but may offer lower interest rates or special terms on debt.
University student credit card reviews
Student credit cards make it easy to build credit from the start. If you’re under 21, however, you’ll usually need independent income or a co-signer to get a credit card approved.
Secure credit card reviews
Secure cards are designed for people who build or replenish credit. Because they require a cash security deposit, usually equal to your line of credit, they are easier to obtain.
Store Brand Credit Cards Reviews
Some store cards give you big rewards or big discounts in the places you shop the most. Others let you turn all your spending – anywhere – into rewards that you can use in the store. Some even do both.
Other Credit Card Notices
More issuers are offering products to people with fair or “average” credit, people who accumulate credit, and people in special circumstances, such as newcomers to the United States.