Paying an annual fee on a credit card can make a lot of sense when it unlocks rich rewards and valuable benefits, and the annual fees of a business credit card can even be a tax-deductible expense. Even so, many entrepreneurs don’t want to pay more than zero dollars for a credit card. If you are one of them, below you will find a wide selection of business credit cards with no annual fee.

the Ink Business Unlimited® credit card is a solid choice for entrepreneurs whose expenses don’t fit perfectly into the bonus categories on many business credit cards. You’ll get 1.5% unlimited cash back, 0% introductory period for purchases, and a rich sign-up bonus: Earn $ 750 in bonus cash after spending $ 7,500 on purchases in the first 3 months after opening the account. Read our review.

the Discover it® business card is another great lump sum refund option. You will earn 1.5% unlimited cash back on your purchases. You will benefit from an introductory APR of 0% on purchases for 12 months, then the current APR from 14.49% to 22.49% variable APR. And you’ll get Discover’s signature bonus offer for new cardholders, which the issuer puts it like this: “Automatically earn unlimited dollar-for-dollar cash back rewards you earn at the end of your first year. And no limit to how much we will match. So you can turn $ 350 in cash into $ 700 with Cashback Match ™.” Read our review.

Flexible rewards make the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card a great choice for business travelers who aren’t limited to just one airline or hotel chain. You earn an unlimited 1.5 points per dollar spent on purchases and 3 points per dollar on bookings through the travel center of the issuer. Points can be redeemed for credit against any travel purchase. There is also a solid signup bonus: Earn 30,000 bonus points when you make at least $ 3,000 in net purchases within 90 days of opening your account, which can be redeemed for a $ 300 credit on the statement for travel or catering purchases. Read our review.

the Ink Business Cash® credit card earn 5% cash back on the first $ 25,000 in combined purchases at office supply stores and Internet, cable and telephone services each anniversary year of the account; 2% on the first $ 25,000 spent on combined purchases at gas stations and restaurants in each anniversary year of the account; and 1% on all other purchases. Add a nice introductory period at 0% APR and a bonus offer worth $750, and it’s a great choice, assuming your spending matches the bonus categories. Read our review.

the Bank of America® Business Advantage Personalized Cash Rewards Mastercard® credit card pays 3% cash back in a category of your choice and 2% at restaurants, up to $ 50,000 per year in 3% / 2% combined spend, plus 1% cash back on all other purchases. The 3% categories, which you can change once a month, are travel; petrol stations; TV, telecom and wireless; office supply stores; IT services; and business advisory services. Registration bonus: Get $ 300 credit when you make at least $ 3,000 in net purchases within 90 days of opening your account – no annual fee and cash rewards do not expire. Read our review.

the American Express Blue Business Cash ™ card offers one of the best introductory 0% annual interest rate deals among business cards. You get an introduction Introductory APR of 0% on purchases for 12 months, then ongoing APR from 13.24% to 19.24% variable APR. This card also earns 2% cash back on the first $ 50,000 of qualifying purchases each year, and 1% thereafter. Cash Back is automatically applied to your statement as a credit each month. Conditions apply (see rates and fees). Read our review.

The NerdWallet credit card team selects the best cards in each category based on the overall value of the consumer. Factors considered in our assessment include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we take into account win and redemption rates, redemption options, and redemption difficulty. A single card can be chosen from several categories.

To consult the rates and costs of the American Express Blue Business Cash ™ card, see this page. To consult the rates and costs of American Express Blue Business® Plus Credit Card, see this page.